Worries related to retiring or going on maternity leave are natural; retirement and having a baby are big changes to your life and your work routine so this can be nerve-wracking. However, there are a number of valid reasons why you don’t need to worry at all…
Remember you’re not alone
Millions of people are in the same boat as you and have retired or gone on maternity leave. You are not alone…
You can plan and prepare
If you’re particularly worried about retirement or going on maternity leave, there’s a number of ways you can make the transition easier for yourself and ease any worries.
If you’re retiring, try to prepare for it well in advance and work out the best way you can deal with the transition. If you’re worried about being bored or not having a routine to follow, then get planning. Plan fun activities to do, especially in the first few weeks of your retirement to help you flourish in this transition period.
If you’re going on maternity leave, there are also ways to prepare and lessen your worries. Consider and start to plan your maternity leave relatively early on in your pregnancy. Think about how much leave you want to take, any adjustments you may want to make to your working hours and childcare options. But do not worry, remember any plans you have in place are allowed to change.
You have options
Retirement from your current job doesn’t have to be the end. After retirement, many people decide they want to continue working because they enjoy what they do. You may wish to continue working after state pension age using the skills and knowledge you’ve built up during your lifetime or you may decide you want to try something new – both of these pathways are possible.
If you’re going on maternity leave, there are also so many options within your grasp. Want to return to work earlier than expected after your leave? That’s fine. Want to return to work later than expected after your leave? That’s fine too. Want to return to work part-time, with flexible hours or not return at all? That can be arranged.
Whatever you decide is best for you will be okay, as long as you’ve checked with your employer, your company’s procedures and your rights.
It pays to be covered
If you’re a medical or dental professional and you are retiring or going on maternity leave, make sure you take a look at our services. All of our policies here at St Giles cover retirement for doctors and surgeons as well as other medical practitioners, and our expertise of medical and dental indemnity insurance means we can give you the advice and guidance you need.
A new beginning
Retirement is not the end, see it as a new beginning. This is the perfect time to try new things, whether that’s a new career or new hobbies, volunteer opportunities or the chance to travel.
Maternity leave brings a new beginning too. You’re bringing a new life into the world and getting to experience your family grow.
Looking forward to the future
New beginnings are just one way of looking at it; whether you’re retiring or having a baby, you have so much to look forward to!
If retirement is on the cards for you, try to focus on the positives. You’ll have more time to spend with your loved ones, to travel, to read and to enjoy your favourite hobbies.
If a baby is on the way, you have the joys of parenthood to look forward, plus you’ll be creating precious memories with your new family that you will cherish forever.
Support at home and in the workplace
Whether you’re retiring or going on maternity leave, keep reminding yourself you will always have a support system. Family, friends or work colleagues, there will be someone there to support you through this transition period.
Money, money, money
If it’s money you’re worrying about, do not fear.
Planning your finances over your retirement or maternity leave is the best way to tackle money worries. Plan your finances well in advance, check your entitlements and remember you’ll never be short of financial support.
Help finding the best person for your role
Your ability to work in harmony with your boss to find people to cover your role is another reason not to worry. Be proactive, come up with ideas for people to take over your role or for maternity cover and keep on top of handover work.
If you’ve taken an active role in finding the best person for your job and you feel like your job is going to be in safe hands when you retire or whilst you’re away on maternity leave, this will stop your worrying.
Staying in contact
Remember you can stay in contact. If you’re retiring, staying in contact with your colleagues may help with the transition period and if you’re going on maternity leave, this may make it easier for you to settle back into the work environment when and if you return.
Discover the range of services and policies we have to offer and how we can give you the peace of mind you need before retirement or going on maternity leave. Contact us for more information.